Outstanding SME financing reached PKR 1.148 trillion as of 23 October 2026, which included PKR 538 billion specifically for small enterprises. Agriculture credit stood at Rs 1.329 trillion for approximately 3.5 million borrowers.
Under the Prime Minister’s Zarkhez-e: Asaan Zarai Qarza Scheme, officials approved 20,176 loan applications totalling Rs 8.674 billion. Smallholder farmers received 6,132 collateral-free loans worth approximately Rs 2.34 billion through that same scheme.
Housing finance reached Rs 455 billion and served 241,500 borrowers. The Prime Minister’s Apna Ghar Program approved 86,896 applications for Rs 511 billion in financing, with 15,584 loans worth approximately Rs 91 billion already disbursed.
The Pakistan Accelerated Vehicle Electrification (PAVE) Scheme approved 21,918 applications for approximately Rs 3.06 billion in financing. A total of 5,506 loans worth Rs 1.093 billion were disbursed under the PAVE Scheme, resulting in the delivery of 3,263 electric vehicles to customers.
The Governor of the State Bank of Pakistan, the Chairman of the Securities and Exchange Commission of Pakistan (SECP), the Chief Executive Officer of Karandaaz Pakistan, and the Chief Executive Officer of the Small and Medium Enterprises Development Authority (SMEDA) attended the session. Participants reviewed the SMEDA capacity-building roadmap and measures to strengthen livestock and dairy financing.
The committee also discussed expanding private-sector participation across agricultural value chains and accelerating disbursements to address housing supply constraints. Legal and regulatory measures to strengthen the financing framework, digital initiatives for credit assessment, and recovery mechanisms to address lending risks were all under review.
Ongoing pilots for SME credit scoring and exporter financing were also examined alongside progress on previously agreed actions from sectoral sub-committees. The committee concluded by reviewing measures to facilitate financing for underserved segments.
