Key Takeaways
- Punjab government introduces interest-free loans to strengthen or expand homes.
- Scheme launched in memory of children who died in Kahna roof collapse tragedy.
- Eligible applicants can receive up to Rs. 1 million for additional rooms or second stories.
The Punjab government has rolled out a new loan scheme called ‘Apni Chhat, Mehfooz Chhat’ aimed at improving the safety and living conditions of residents by providing interest-free loans to repair or expand their homes. The initiative was launched by Chief Minister Maryam Nawaz in memory of children who lost their lives during the Kahna roof collapse tragedy.
Under this scheme, eligible applicants can apply for up to Rs. 500,000 as an interest-free loan to strengthen or secure their home’s roof, and up to Rs. 1 million for building additional rooms or constructing a second story. The government has also reduced the monthly installment from Rs. 14,000 to between Rs. 4,700 and Rs. 9,300 depending on the loan amount, making it more affordable.
To apply for these loans, residents can choose one of several methods: they can submit their applications online at acag.punjab.gov.pk, visit the office of their Deputy Commissioner (DC), or the local Assistant Commissioner (AC) office. Alternatively, applicants can contact the Punjab Housing and Town Planning Agency (PHATA) helpline for assistance or more information.
According to official figures, over 173,000 interest-free loans worth Rs. 224.4 billion have already been disbursed under the ‘Apni Chhat, Apna Ghar’ housing program. This initiative is part of a broader effort by the Punjab government to improve living conditions and ensure the safety of its residents.
For those seeking more information or assistance, the toll-free helpline 0800-09100 is available round-the-clock. The government encourages all eligible applicants to take advantage of this opportunity to secure their homes and enhance their quality of life.
