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BankIslami Reports Strong Profit and Enhances Customer Accounts Ratio

BankIslami reports PKR 3.1 billion profit and strengthens CASA ratio to 74.7%, recognized as Pakistan’s Best Islamic Digital Bank.

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BankIslami Reports Strong Profit and Enhances Customer Accounts Ratio
Imran H Shaikh, President & CEO of BankIslami, discusses the bank’s financial performance and its mission of Saving Humanity from Riba.

Key Takeaways

  • BankIslami reported a profit after tax of PKR 3.1 billion for the nine months ended September 30, 2026.
  • The bank’s Current Account Savings Account (CASA) ratio increased to 74.7% from 71.2% in December 2025.
  • BankIslami was recognized as Pakistan’s Best Islamic Digital Bank by Euromoney Islamic Finance Awards.

BankIslami, a leading Islamic bank in Pakistan, has reported a robust financial performance, with a profit after tax (PAT) of PKR 3.1 billion for the nine months ending September 30, 2026. This figure underscores the bank’s commitment to delivering strong financial results.

The bank’s total deposits stood at PKR 630.7 billion, with a significant growth in current accounts by 9.7% since December 2025. This growth has led to an increase in the share of total deposits to 50%, up from 43.6% at the end of 2025, thereby strengthening the bank’s CASA ratio to 74.7%, compared to 71.2% in December 2025.

BankIslami’s total income for the period was PKR 31.9 billion, and its Capital Adequacy Ratio (CAR) was 14.9%, well above regulatory requirements. The bank’s strong financial health is a testament to its strategic focus and customer trust.

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Earlier this year, BankIslami was honored as Pakistan’s Best Islamic Digital Bank by the Euromoney Islamic Finance Awards, recognizing its efforts to bring tech-enabled banking solutions closer to customers. The bank also received a Bronze award in the Creative Excellence category at the Dragons of Asia Awards 2026.

Imran H Shaikh, President & CEO of BankIslami, highlighted the significance of the bank’s achievements, stating, 'As the country moves towards a Riba-free financial system, Islamic banks have a central role to play in making this transition possible. For us, that means making Islamic banking easy and accessible for everyone, and our efforts are a reflection of that.'

The bank continues to expand its nationwide network, with over 560 branches, and is focused on enhancing customer experience and its mission of Saving Humanity from Riba. With a strong emphasis on retail, corporate, cash management, investment banking, trade, and home remittances, BankIslami aims to serve a broader customer base.

BankIslami’s financial results reflect the growing trust in Riba-free banking, and the bank remains committed to earning the trust of more customers as it advances its mission. The bank’s continued success is a positive indicator for the future of Islamic banking in Pakistan.

As the country moves towards a Riba-free financial system, Islamic banks have a central role to play in making this transition possible. For us, that means making Islamic banking easy and accessible for everyone, and our efforts are a reflection of that.

Imran H Shaikh, President & CEO of BankIslami