Pakistan T-Bill and PIB Yields at the Latest Auction

The interest the government paid to borrow for a year at its latest auction, a benchmark for business lending and savings rates. T-Bill Yield (12M) is currently 12.89 % per year.

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T-Bill Yield (12M)

Updated Nov 05, 2026, 08:03 AM

12.89% per year

▲Higher: Borrowing is getting dearer for the government, and usually for businesses after it.

▼Lower: Borrowing is getting cheaper, and markets usually expect lower rates ahead.

In detail

Period: Auction of Oct 28, 2026
1 month: 12.1055%
3 months: 12.4261%
6 months: 12.6500%
10-year bond: 12.8500%

Source

State Bank of Pakistan (SBP)

high confidence Taken directly from the official source's own figures on every update.

Why this matters

Banks price loans and savings against this rate, so it shows where rates are heading before the State Bank moves.

Economy: High yields draw bank money into government paper and away from private lending.

For you: It feeds into business loans and what savings schemes and mutual funds pay.

T-Bill Yield (12M)

Why this matters

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