Key Takeaways
- Gross inflows into Roshan Digital Accounts (RDAs) reached $14.16 billion by September 2026.
- Total accounts have reached 975,602 since the scheme's launch in 2020.
- Cumulative net investments through RDAs stood at $2.27 billion as of September 2026.
Gross inflows into Pakistan’s Roshan Digital Accounts (RDAs) reached $14.16 billion by the end of September 2026, according to the State Bank of Pakistan. This is the highest level attained since the launch of the scheme in 2020.
The total number of RDAs has reached 975,602, with cumulative inflows since the scheme’s launch in November 2020 amounting to $14.16 billion. Of these, $2.15 billion had been repatriated, leaving a net repatriable liability of $3.07 billion.
Cumulative net investments through RDAs stood at $2.27 billion in September 2026, comprising conventional and Islamic Naya Pakistan Certificates (NPCs) and Roshan equity investments. Islamic NPCs accounted for the largest share at $1.38 billion, followed by conventional NPCs at $740 million and equity investments at $153 million.
Islamic NPC investments increased by $43 million during September, while conventional NPC investments rose by $24 million. Roshan equity investments declined by $2 million to $153 million. The balance held in RDA accounts fell by $4 million to $725 million, while other liabilities increased by $2 million to $80 million.
Monthly repatriations declined to $16 million in September from $23 million in August, while funds used locally increased by $170 million to $8.94 billion cumulatively. Roshan Digital Accounts allow nonresident Pakistanis to open bank accounts remotely and invest in Pakistan through instruments including Naya Pakistan Certificates and the stock market.
